FINTECH
Disruptors And Enablers,

Both Winners

INVESTMENT CASE
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FINTECH

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Record investments in Fintech over the last three years (above $100bn according to KPMG) are about to spark a massive wave of innovative financial and banking services

One of the most obvious outcomes of the Fintech revolution is the disintermediation of financial services and reduced costs for consumers as nimble companies take advantage of technologies such as AI to develop new kinds of services or to take business away from legacy players

While the emergence of mobile payment platforms has drawn much attention, other Fintech applications ranging from robo-advisers and peer-to-peer lending to money remittances and blockchain are also on their way

Against this backdrop, banks and insurers have to reinvent themselves and to invest heavily in new technologies in order to enhance customer experience and engagement and to extract major operating efficiencies through increased automation

This suggests that tech enablers (both hardware and software) should also be in the spotlight as they are in the early stages of a secular growth cycle